To pay at any partner merchant, all you need to do is open the app select the “Pay a merchant” option. Next, scan the QR code on the bill or receipt. If the store doesn’t have a scanner, the teller can enter the numeric code on your phone into the merchant’s till system. To get the wiCode, select ‘or show code’ after selecting ‘Pay merchant’.

You can choose to pay using your Virgin Money Spot Wallet or a linked card, but you’ll need to make sure you have enough money available.